Access 7 times of your deposits up to KES. 25 million subject to the location of the property; (City – 90%, County – 70%) NB: Agricultural property not currently considered

Interest rate of 13.8% per annum on reducing balance

The Loan Security is the Asset’s title deed hence no guarantors required

Repayment from rental income up to 20% of the instalment to enhance ability to pay

Comfortable repayment period of 16.6 years (200 months) subject to retirement age

You can access a new, separate loan using the same property already held as security. A further charge will be registered on the property to support the additional loan. The new loan will not exceed the remaining term of the existing (first) charge.

Current employment contract must be at least 6 months or more at the time of application

The loan is currently issued based on Market Value of the property

Valuation of property by UN DT SACCO shortlisted valuers to be done before loan application