Access up to KES. 100,000. (The amount you qualify for is subject to individual scoring)

Application is done through the USSD CODE *605*5#

Minimum qualifying membership of 6 months with regular monthly contributions to the SACCO

You should be registered for mobile banking services (QC - WALLET)

Comfortable repayment period of up to 3 months (90 days)

You are free to pay any amount that you are comfortable with within the period, but must clear the outstanding loan balance by the end of the third month (90 days)

An Interest charge of 5% on access and 5% of the balance after every 30 days

The loan is considered defaulted on if/after the 90th day the loan has not been fully paid

Funds will be disbursed to your FOSA account