The Normal Loan is designed to address the development needs such as Building homes, Large scale farming, Motor vehicle purchase among others.
- The maximum amount one can borrow is 4 * Deposits up to Ksh. 20 Million.
- The repayment period is maximumly 60 months subject to contract period.
- The loan attracts an interest rate of 12% per annum on a reducing balance basis.
- The loan security is the member's and guarantors' deposits.
- One can have a maximum of 3 Normal Loans.