Member's Log in Create Account

Login to your account

Kindly note that this Log enables you to view other SACCO Documents but not gain access to Online Statements. To see your Online Statement, Click Here.
Username *
Password *
Remember Me

Create an account

Fields marked with an asterisk (*) are required.
Name *
Username *
Password *
Verify password *
Email *
Verify email *
Member Number*

Security Check

Enter the letters below so that we can make sure a bonafide person is creating this account then click on Register to register.
Reload Captcha
The submit button is deactivate, Please enter matching Member Number and ID/Passport Number so as to activate it.

It is meant to facilitate members in owning land or plots for domestic or commercial purposes within the cities in Kenya

Product Features.

  1. The product is available to all active members for the purposes of purchase of vacant land or plots within the cities in Kenya
  2. The property to be considered must be within the defined city boundaries/metropolis as follows:
      • Nairobi - 50KM Radius
      • Mombasa - 30KM Radius
      • Nakuru and Kisumu - 20KM Radius
  3. Financing will be up to:
      • 90% open market value subject to sale value of City properties
      • 100% sale price of UN DT SACCO/ Wanamataifa sponsored properties
  4. Repayment period of up to 96 months (8 years)
  5. Maximum loan amount of Ksh.15 Million
  6. Deposit multiplier of 7 times
  7. Interest rate of 11.9 p.a. on reducing balance
  8. The funds will be transferred directly to the seller of the land or plot
  9. Sale agreement, copy of title deed/lease and valuation report to accompany the loan application
  10. Valuation to be done by valuers on the UN DT SACCO panel of valuers
  11. For UN DT SACCO/ Wanamataifa sponsored or partnered properties, common valuation will be obtained on behalf of all borrowers
  12. First and final charge on the property being financed in favor of UN DT SACCO 
  13. Repayment period not restricted by contract but minimum contract period of 6 months contract period at the time of borrowing
  14. Borrowers to meet cost of valuation and legal charge costs



  • Qualifying amount is 95% of a member’s unobligated/unattached deposits up to a maximum of KES. 20,000,000, subject to a third rule and contract period.
  • Interest rate is 11% p.a on the reducing balance basis
  • Repayment period of 84 months
  • The loan security is the member’s own deposits (no guarantors required)
  • Available to all members borrowing within their deposits not attached to any loan
  • Asset loan is excluded when considering the available deposits

This loan is designed for members who have been loyal  to the UN SACCO for over 5 years.

  • The amount borrowed is 3* Deposits up to  KShs. 20 Million.
  • The repayment period is 60 months as long as a member has an employment contract whose period is over 6 months.
  • The loan shall attract interest rate of 12% per annum on a reducing balance.

The Emergency Loan is designed to address urgent needs and emergencies.


  • The maximum amount one can borrow is 3 * Deposits up to Ksh. 1 Million.
  • The repayment period shall be a maximum of 12 months subject to contract period.
  • The loan shall attract interest rate of 12% per annum on a reducing balance basis.
  • The Security shall be the member's and guarantors' deposits.

Available to members who have retired from formal employment.


  • The maximum amount one can borrow is 2* deposits
  • Guarantors must be from existing membership
  • Maximum repayment period is 36 months.
  • Interest rate 12% per per annum 
  • Proof of pension ability to repay the loan.

Loan Information

In addition to our wide range of financial products and services, UNSACCO provides loans services to its customers. The information.

No result...
No result...
Contact Us

Have you enjoyed our service? Did we meet your expectations? Tell us more

Joomla forms builder by JoomlaShine
Contact Us
Copyright © 2022 United Nations Sacco Society. All Rights Reserved.
Joomla! is Free Software released under the GNU General Public License.